Mortgage Relief During COVID-19: What You Must Do to Pause Payments
If you can't make your mortgage payment right now or anytime in the future due to the COVID-19 crisis, you have mortgage relief options. First off - you must submit a request to delay mortgage payments. Secondly, the payments are still due (even past payments and interest) at the end of the forbearance period. This is not mortgage forgiveness - this is a delay in payment that will be paid back in full. Also, if you are a renter, your state decides how long you have to avoid eviction.
What You Can Expect and If You Will Qualify For It
If you make $75,000 or less and you a file as single, you will be getting $1,200. If you file married/jointly and you make less than $150,000 per year, you will receive $2,400. Also, if you have children that you claim as dependents and they're age 16 or younger, you will get $500 per child. For example, if you are a family of 4 making $100,000 per year, you will be getting a direct deposit from the IRS for $3,400.
How To Repair Your Credit
If your credit has taken a hit and you're looking to repair it, you don't need to pay someone a lot of money to do it. You can and you should repair your credit yourself. By following certain steps and in order, you can see a significant raise in your credit within the first 30 days.
What is a Sinking Fund & How it Works
A sinking fund is a great way to save money automatically in smaller increments over time. Instead of waiting for a large expense to occur like a new car, a big down payment for a home, a vacation or even Christmas, open a sinking fund and reverse engineer your savings goals.
When Should You Get Life Insurance?
A few years back, my friend Chris (a fellow firefighter) and I were talking about life insurance. At the time he was 40 years old with a wife and 4 daughters at home, and he was primary source of income. I tried to convince him to get life insurance and he thought I was crazy because he thought he was covered from the fire department. A few years later, an tragic accident off-duty took Chris up to Heaven earlier than we all expected. This is why I am so passionate about life insurance...
Acorns App Review 2020: Investing Your Spare Change via Roundups
Years ago you would take the change from your pocket, add it to a jar, and then turn that change into larger bills once a year. Sometimes you (maybe) would invest those larger bills too! Today, Acorns is the king of micro-investing by automating this process so you can invest your change right away. When you make a purchase, Acorns rounds up to the nearest dollar and invests the difference for you into 1 of 5 investment portfolios that fit your risk tolerance. I absolutely love Acorns.
Instantly Apply Every Promo Code at Checkout with Honey
Have you ever made it to the online checkout and you see the little box that says "PROMO CODE". Of course you know someone else is using a code and saving money, so you start searching the internet for every promo code and apply them 1 by 1. 20 mins later you found a coupon that saves you $0.50. The free Honey Coupon browser extension will now do all the for you in seconds - making sure you always get the best promo code applied quickly before you buy.
8 Ways You Are Wasting Money
You're probably wasting quite a bit of money, and chances are good that you're not aware of all of your unnecessary spending. Here is a list of 8 unnecessary ways you are wasting money you don't think about.
Want to start a new business on a budget? Fulfil your potential as a Girl Boss this year with one of our inspiring list of small business ideas for women.
Fulfil your potential as a Girl Boss in 2019 with one of our inspiring small business ideas for women.
Hobbies for Women
A well-rounded woman is a happy woman. Learn how to have fun and relax with these 10 exciting, free or low-cost hobbies for women. Hobbies for women | Hobbies for women in their 20s| hobbies to try | hobbies for women ideas.
What Is Considered An Excellent Credit Score – The Finance Twins
Having a perfect credit score isn't going to help you. A 760 is good enough to get you best borrowing rates. Learn more. #debtfree #debtfreecommunity #budget #budgeting #finance #financialfreedom #frugal #invest #investing #makemoney #money #college #moremoney #residualincome #savemoney #savemore #savingmoney #wealth #retirement #earlyretirement #financialindependence #moneygram #frugalliving #financialliteracy #personalfinance #moneymatters #networth #debtfreejourney #studentloans
31 Day Savings Challenge Landing Page - DOLLARS PLUS SENSE
Try this fun way to save money. Take my 31 Day Money Saving Challenge and save almost $500 in a month! The rules of the challenge are easy. Deposit the corresponding amount each day of the challenge into your savings account or cash envelope. #31DayChallenge #MoneySavingChallenge #SavingsChallenge
How to Spend Time, not Money
Having a hobby is a great way to pursue your interest outside of work. Here are 10 fun and inexpensive 10 hobbies for women.