Pollen on a miner bee. Miner bees (or chimney bees) are one of many familiar black and yellow summertime bees often mistaken for bumble bees. They are garden pollinators and serve an increasingly important role as honey bee populations decline.
This is a picture of sun rays shining underneath water. I chose this picture because I thought it was really beautiful with the streaks that the light made through the water and the shadows that the light created on the sand.